Economy 23 May 2026

Viyona Fintech Receives NPCI Certification for UPI, IMPS and IBMB Integrations

Hyderabad-based Viyona Fintech received NPCI certification for UPI Acquirer, UPI Issuer, IMPS and IBMB integrations, aimed at strengthening interoperable and rural banking.

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Viyona Fintech, a Hyderabad-based fintech infrastructure company, received certification from the National Payments Corporation of India (NPCI). The certification covers its payment technology framework for UPI Acquirer, UPI Issuer, IMPS and Interoperable Banking Mobile Banking (IBMB) integrations.

This certification allows the company to support merchant QR-code acceptance, customer-side UPI issuance and real-time fund transfer services. The technology is especially aimed at improving interoperable mobile banking and strengthening rural banking solutions.

NPCI is the umbrella organisation that operates major retail payment systems in India, such as Unified Payments Interface (UPI) and Immediate Payment Service (IMPS). It plays a central role in India's growing digital payments ecosystem and in advancing financial inclusion.

For exam aspirants, the key facts are the certifying body (NPCI), the systems covered (UPI, IMPS, IBMB), and that NPCI operates India's retail payment systems including UPI and IMPS.

Key Points to Remember

  • Viyona Fintech (Hyderabad) received NPCI certification
  • Covers UPI Acquirer, UPI Issuer, IMPS and IBMB integrations
  • Supports merchant QR acceptance, UPI issuance, real-time transfers
  • Aimed at interoperable mobile banking and rural banking solutions
  • NPCI operates India's retail payment systems (UPI, IMPS)

Exam Relevance

Relevant for Banking exams (Banking Awareness — NPCI, UPI, IMPS) and SSC/UPSC (Economy & General Awareness).

BANKING SSC UPSC
npci upi imps fintech digital-payments